The aftermath of a destructive storm can leave a huge problem for you. While the storm may be over, your woes may just be beginning. For most people, the end of a storm would mean the start of the rebuilding process. It is likely that the damages you incurred would be too costly for you to handle from out of your own pocket. If you have insurance, it is possible to file storm damage claims.
A Texas storm damage attorney will tell you that having insurance can provide you with the needed financial assistance for repair and replacement of your damaged home. However, the claims process can be long and tedious so you need to make sure that you process it the right way. Here are the steps on filing a storm damage claim:
1. Deal with the danger first
If there is extensive damage to your home, you need to make sure that there are no more problems when the adjuster comes to assess the damage. Issues such as gas leaks or serious flooding should be dealt with first.
2. Call your insurer
Check with your insurance provider if they are covering damage to your building and your possession. Some insurers will cover both so do check with your provider before filing a claim.
3. Take pictures
If possible, document everything with pictures or videos. They can help support your claim and remind you of your possessions as well. Keep damaged carpets, skirting boards, and architraves to show their quality.
4. Look for alternative accommodation
Your insurance provider may be offering some kind of accommodation options in case it is impossible to stay at your home. You might be able to get some discounts from partner hotels. Make sure that you have already cleared it with your insurer before booking any hotel.
5. Arrange damage assessment
When there is substantial damage to your property and the claim will be significant, the insurance company will usually send a loss adjuster to inspect the damage to your property.
Following these steps will help ensure that your claim will be successful.